Buying a new property can be overwhelming, especially if it’s your first time. We want our buyers to be as well informed as possible. It is important to understand how much exactly you have to spend on a property.
It is advisable to view properties a little under and over your budget however you should keep in your mind exactly how much you have to spend. It is also important to understand the costs involved with moving, ie stamp duty, financial advisor fees, removal companies and solicitor fees as this will all have to come out of your budget.
Buying a house is likely to be the biggest financial move you will ever make so finding the right financial advisers can be critical. Claret’s preferred financial advisors are Alex James, who can help you with everything from your mortgage to insurance and tax issues.
We would also strongly recommend speaking to them before you start viewing properties. This way you can be sure of the exact figures you will be looking at.